Vance County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Vance County, NC distress report, 2026: 9 ZIPs scored in Vance, NC, Vance, NC average 20/100; the top Vance, NC ZIP is 27536 at 22/100; Vance, NC market phase peak, Vance, NC prices +1.9% year over year.
- Vance, NC ranks #924 nationally (opportunity index); Vance, NC #48 in North Carolina; Vance, NC index 31.5.
- Vance, NC: no CFPB county sample; Vance, NC non-metro area reading 1.3%.
- Vance, NC ZIP phases: 9 peak.
- Vance, NC residential listings tracked: 4 across 5 ZIPs; Vance, NC candidate listings 2.
- Vance, NC HUD assisted properties: 5 with 318 units.
- Vance, NC lenders on watch: 2; largest Vance, NC footprint First-Citizens Bank&Trust Co (1 branch).
- Vance, NC most distressed ZIP: 27536 at 22/100.
Vance, NC figures: DLRadar distress index; Vance, NC inputs: CFPB, FHFA, HUD, FDIC; Vance, NC rebuilt as sources refresh.
| Rank | Vance, NC ZIP | Score |
|---|---|---|
| 1 | 27536 | 22/100 |
| 2 | 27556 | 22/100 |
| 3 | 27584 | 22/100 |
| 4 | 27537 | 21/100 |
| 5 | 27553 | 20/100 |
| 6 | 27563 | 20/100 |
| 7 | 27544 | 19/100 |
| 8 | 27565 | 17/100 |
| 9 | 27507 | 16/100 |
Most distressed Vance, NC ZIPs (0-100, 2026)
Mortgage delinquency around Vance, NC
No CFPB county sample covers Vance, NC; the non-metro area reading for Vance, NC: 1.3% ninety-plus; Vance, NC area thirty-to-eighty-nine 3.4% (December 2025, Vance, NC); North Carolina overall 0.9%.
Opportunity index: Vance, NC
Vance, NC index 31.5, Vance, NC phase watchlist; Vance, NC primary driver vacancy, Vance, NC second driver construction. Vance, NC components: property stress 22.1, foreclosure pressure 23.3, listing discounts 32.5, bank stress 39.1, insurance 0.0; Vance, NC pulse 32.8; Vance, NC capital opportunity 29.6; Vance, NC seven-day change -0.4%.
ZIP market phases inside Vance, NC
9 Vance, NC ZIPs carry a price-cycle phase; Vance, NC ZIPs by phase (Vance, NC), deepest drawdown first: peak, +1.7% YoY, 0.1% off peak (Vance, NC): 27544; peak, +1.9% YoY, 0.0% off peak (Vance, NC): 27537; peak, +2.7% YoY, 0.0% off peak (Vance, NC): 27565; peak, +2.6% YoY (Vance, NC): 27507; peak, +1.9% YoY (Vance, NC): 27536, 27556, 27584; peak, +2.4% YoY (Vance, NC): 27553; peak, +2.7% YoY (Vance, NC): 27563.
Residential listings by Vance, NC ZIP
Vance, NC ZIPs with the most tracked Vance, NC residential listings: 27537 3 listings, 1 candidates, bank pressure 59; 27544 1 listings, 1 candidates, bank pressure 58; 27536 0 listings, 0 candidates, bank pressure 57; 27556 0 listings, 0 candidates, bank pressure 57 (Vance, NC); 27584 0 listings, 0 candidates, bank pressure 57. Vance, NC totals: 4 listings; Vance, NC candidates 2; active ZIPs 0.
HUD assisted housing in Vance, NC
5 assisted properties with 318 units sit in Vance, NC; largest Vance, NC properties: Beacon Light-Goodwill Baxter Apts (Henderson) 108 units; Sterling Park Apartments (Henderson) 80 units; Heritage Homes Apartments (Henderson) 50 units, 50 assisted in Vance, NC; Oak Hill Apartments (Henderson) 50 units, 50 assisted; Lula's Landing (Henderson) 30 units, 30 assisted.
Lenders with branches in Vance, NC
Vance, NC lenders by branch count: First-Citizens Bank&Trust Co (Vance, NC): stress 71, 1 branch moderate in Vance, NC; Truist Bank (Vance, NC): stress 62, 1 branch moderate in Vance, NC.
Vacancy and permits, Vance, NC
3,342 of 19,489 Vance, NC housing units are vacant; Vance, NC permits, twelve months: 0 multifamily units in Vance, NC, 87 one-to-four unit units.
Work Vance, NC at the parcel level
Every Vance, NC parcel carries owner and address; every Vance, NC parcel carries APN; Vance, NC distress scores sit on the Vance, NC live board.
Vance, NC figures refresh with each source.
Vance, NC questions
Most distressed ZIP code in Vance County, NC?
ZIP 27536 leads Vance, NC at 22/100; next in Vance, NC: 27556 at 22/100; the Vance, NC average is 20/100.
Where does Vance County, NC rank for investment opportunity?
Vance, NC is #924 among all ranked counties, #48 in North Carolina; the Vance, NC driver is vacancy; Vance, NC moved up 672 places.
How many mortgages are delinquent in Vance County, NC?
Vance, NC takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Vance, NC.
Which banks lend in Vance County, NC?
2 watched lenders hold Vance, NC branches; the largest Vance, NC footprints are First-Citizens Bank&Trust Co (1), Truist Bank (1).
More on Vance, NC
Vance County, NC distress report: public-record figures for Vance, NC; not legal advice for Vance, NC; not tax or investment advice; verify every Vance, NC record before acting.