Vance County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Vance County, North Carolina? DLRadar grades every Vance County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Vance County breakdown.
- Vance County's most distressed ZIP is 27536 at 23/100.
- 9 ZIP codes tracked in Vance County, averaging 21/100 distress.
- Vance County reads peak — home values up 1.9% year over year.
- Vacancy runs 14.1% across Vance County's tracked ZIPs, with a 26.8% poverty rate.
- The typical Vance County home is worth about $174,200 against a ~$52,421 median income.
- Lending headwind in Vance County sits at 55/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 27536 | 23/100 |
| 2 | 27556 | 23/100 |
| 3 | 27584 | 23/100 |
| 4 | 27537 | 22/100 |
| 5 | 27544 | 21/100 |
| 6 | 27553 | 21/100 |
| 7 | 27563 | 21/100 |
| 8 | 27565 | 18/100 |
| 9 | 27507 | 17/100 |
Most distressed ZIP codes in Vance County (composite distress 0-100, 2026)
What is driving Vance County distress
DLRadar builds Vance County's distress picture only from records anyone can pull; its ZIPs average 21/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Vance County market phase and pricing
The cycle in Vance County is peak, with values up 1.9% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Vance County
Browse the full Vance County distress data free, or start a 60-minute exploration to unlock the scored distressed properties inside each ZIP — no card charged today.
Card-free · live data across the whole platform for a week.
Frequently asked questions
What is the hardest-hit ZIP in Vance County?
ZIP 27536 leads Vance County at 23/100, recomputed monthly from public records.
Is Vance County expanding or contracting?
Vance County reads peak, with home prices up 1.9% year over year. Phase comes from FHFA House Price Index trajectory.
Which datasets feed the Vance County scores?
Each Vance County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 9 local ZIPs and every other county in the country.
How much do distress scores vary between Vance County ZIP codes?
The county figure is a blend, not a description. Across the Vance County ZIPs DLRadar ranks, scores run from 23/100 in 27536 down to 17/100 in 27507, against a Vance County average of 21/100. Because the gap runs to 6 points, Vance County rewards ZIP-level precision.
What do Vance County home values and vacancy say about distressed supply?
The typical Vance County home carries about $174,200 of value against a median household income near $52,421. Vacancy across Vance County's tracked ZIPs runs 14.1% and the poverty rate is 26.8%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Vance County's foreclosure and lien filings and its 55/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.