Durham County, NC: Foreclosures, Tax Liens & Distressed Properties

Durham County, NC, North Carolina: 17 ZIP codes scored, Durham County, NC averaging 28/100 (low, Durham, NC), from 22 to 33. Durham County, NC is in its peak phase (Durham, NC confidence 12/100): Durham, NC home prices up 1.3% (Durham, NC) over twelve months. Durham County, NC lender headwind: 47/100.

Highest-scoring Durham County, NC ZIPs: 27560 (33/100), 27613 (33/100), 27617 (33/100), 27503 (28/100), 27701 (28/100), 27703 (28/100). Also scored in Durham County, NC: 27704, 27705, 27707, 27708, 27709, 27712, 27278, 27517, 27713, 27572.

Across Durham County, NC's scored ZIPs: median home value $423,440, household income $91,783, 6.9% vacancy, 9.7% poverty, 65% owner-occupied, median age 38.1.

Durham County, NC insurance distress 86/100 (#214 in the US); FEMA hazard 78/100 for Durham, NC; 8 federal disaster declarations in Durham County, NC since 2023; 78 Durham, NC NFIP flood claims, $6.0M paid; Durham, NC construction distress 2/100.

14 banks with 50 branches lend in Durham County, NC; Durham, NC weighted bank stress 64/100, highest 87/100 in Durham, NC.

Durham County, NC unemployment 3.3% (Durham, NC -0.2 pts, six months); 5,303 new housing units permitted in Durham County, NC over twelve months, Durham, NC up 56% from 3,399; Durham, NC home prices +10.9% a year (Durham, NC) over three years.

153,022 housing units in Durham County, NC; 62,296 Durham, NC renter households; 44% of Durham, NC renters spend 30%+ of income on rent, 21% (Durham, NC) half or more.

Durham County, NC ranks #2,346 nationally on the opportunity index (Durham, NC, among all ranked counties); Durham, NC scores 26.5/100 and Durham, NC sits #95 inside North Carolina. Durham, NC is in the weak opportunity phase; Durham, NC's primary driver is bank institutional, Durham, NC second driver vacancy; Durham, NC moved up 398 places. 49 short-sale listings across Durham, NC; 95 days on market observed in Durham, NC; 6.8% vacancy over 17 Durham, NC ZIPs.

0.5% of Durham County, NC mortgages were ninety-plus days late in December 2025; Durham, NC's thirty-to-eighty-nine-day share was 1.1% (CFPB county sample). Durham, NC's ninety-day rate is unchanged on twelve months earlier; the Durham, NC peak since 2008 was 4.5% in May 2010; North Carolina overall reads 0.9%.

Durham County, NC has 5 watched banks; 5 Durham, NC banks sit in an elevated band. Durham, NC footprints: Truist Bank (8 branches, stress 62) in Durham, NC; Bank Of America Na (5 branches, stress 71) in Durham, NC; First-Citizens Bank&Trust Co (4 branches, stress 71) in Durham, NC.

HUD lists 17 assisted multifamily properties in Durham County, NC with 1,368 units; 733 Durham, NC units are assisted, 5 Durham, NC properties under project-based Section 8.

11,175 of the 153,022 housing units in Durham, NC sit vacant. Durham County, NC permitted 3,080 multifamily units in twelve months; Durham, NC's one-to-four unit structures added 2,223 units in Durham County, NC.