Hoke County, NC: Foreclosures, Tax Liens & Distressed Properties

Hoke County, NC, North Carolina: 9 ZIP codes scored, Hoke County, NC averaging 34/100 (moderate, Hoke, NC), from 27 to 38. Hoke County, NC is in its peak phase (Hoke, NC confidence 23/100): Hoke, NC home prices up 2.3% (Hoke, NC) over twelve months. Hoke County, NC lender headwind: 54/100.

Highest-scoring Hoke County, NC ZIPs: 28304 (38/100), 28306 (38/100), 28371 (38/100), 28364 (37/100), 28357 (33/100), 28386 (33/100). Also scored in Hoke County, NC: 28377, 28315, 28376.

Across Hoke County, NC's scored ZIPs: median home value $159,711, household income $57,021, 10.3% vacancy, 21.4% poverty, 69% owner-occupied, median age 35.3.

Hoke County, NC insurance distress 68/100 (#693 in the US); FEMA hazard 78/100 for Hoke, NC; 6 federal disaster declarations in Hoke County, NC since 2023; 1 Hoke, NC NFIP flood claims, $4K paid; Hoke, NC construction distress 69/100.

4 banks with 4 branches lend in Hoke County, NC; Hoke, NC weighted bank stress 65/100, highest 78/100 in Hoke, NC.

Hoke County, NC unemployment 4.5% (Hoke, NC -0.3 pts, six months); 526 new housing units permitted in Hoke County, NC over twelve months, Hoke, NC down 15% from 618; Hoke, NC home prices +10.9% a year (Hoke, NC) over three years.

20,921 housing units in Hoke County, NC; 5,313 Hoke, NC renter households; 42% of Hoke, NC renters spend 30%+ of income on rent, 19% (Hoke, NC) half or more.

Hoke County, NC ranks #970 nationally on the opportunity index (Hoke, NC, among all ranked counties); Hoke, NC scores 31.3/100 and Hoke, NC sits #50 inside North Carolina. Hoke, NC is in the watchlist opportunity phase; Hoke, NC's primary driver is construction, Hoke, NC second driver bank institutional; Hoke, NC moved up 197 places. 35 short-sale listings across Hoke, NC; 108 days on market observed in Hoke, NC; 9.0% vacancy over 9 Hoke, NC ZIPs.

No CFPB county sample covers Hoke County, NC. The metro area reading for Hoke, NC (Fayetteville, NC): 1.5% ninety-plus days late; Hoke, NC's thirty-to-eighty-nine share is 3.1% (Hoke, NC, December 2025 data); North Carolina overall 0.9%.

Hoke County, NC has 3 watched banks; 3 Hoke, NC banks sit in an elevated band. Hoke, NC footprints: Lumbee Guaranty Bank (1 branch, stress 78) in Hoke, NC; Truist Bank (1 branch, stress 62) in Hoke, NC; Fidelity Bank (1 branch, stress 56) in Hoke, NC.

HUD lists 2 assisted multifamily properties in Hoke County, NC with 54 units; 54 Hoke, NC units are assisted, 1 Hoke, NC properties under project-based Section 8.

1,663 of the 20,921 housing units in Hoke, NC sit vacant. Hoke County, NC permitted 0 multifamily units in twelve months; Hoke, NC's one-to-four unit structures added 526 units in Hoke County, NC.