Oregon Foreclosures, Tax Liens & Distressed Properties

Every Oregon county and ZIP carries a DLRadar distress score built from county and parcel records. The state covers 36 scored counties and 428 ZIP codes, averaging 26/100 composite distress. The phase distribution across counties: 19 peak, 8 recovery, 4 contraction, 4 neutral. The typical Oregon county is peak (+1.2% average HPI).

The sharpest county readings come from Yamhill County, Benton County, Tillamook County, Lake County, Polk County.

The most-distressed Oregon ZIP codes are 97497 (51/100), 97523 (51/100), 97526 (51/100), 97527 (51/100), 97531 (51/100).

Distress and market phase, county by county in Oregon:

Baker County reads peak — homes +1.2% YoY, bank stress 49/100. Benton County is expansion (up 5.3% on the year, headwind 66/100). Clackamas County reads peak — values rising 1.0%, a 50/100 lender reading. Clatsop County sits in peak, values rising 1.2%, headwind 20/100. In Columbia County, peak: prices up 1.0%, a 49/100 lender reading. In Coos County, peak: values rising 1.2%, headwind 46/100. Crook County: neutral, prices up 0.5%, lender pressure 52/100.

Curry County reads peak — up 1.2% on the year, lender pressure 55/100. Deschutes County — neutral, prices up 0.5%, headwind 52/100. Douglas County is in its peak phase, homes +1.2% YoY, a 45/100 lender reading. Gilliam County is recovery (up 2.5% on the year). Grant County — recovery, values rising 2.5%. DLRadar reads Harney County as recovery — appreciation near 2.5%, lender pressure 36/100. Hood River County reads peak — homes +1.2% YoY, lender pressure 50/100.

Jackson County is peak (prices up 3.7%, a 43/100 lender reading). Jefferson County: neutral, up 0.5% on the year, lender pressure 46/100. Josephine County: contraction, a 6.5% slide, 6.5% below peak, headwind 48/100. Klamath County — peak, up 1.2% on the year, a 48/100 lender reading. Lake County is recovery (values rising 2.5%, headwind 62/100). Lane County — neutral, prices up 3.6%, a 52/100 lender reading. Lincoln County is peak (homes +1.2% YoY, lender pressure 54/100).

Linn County reads contraction — down 1.7% on the year, down 2.2% from its high, bank stress 59/100. In Malheur County, peak: values rising 1.2%, bank stress 51/100. Marion County is contraction (a 0.6% slide, a 49/100 lender reading). Morrow County — peak, homes +1.2% YoY, bank stress 18/100. Multnomah County is peak (appreciation near 1.0%, bank stress 52/100). Polk County sits in contraction, prices down 0.6%, headwind 61/100. Sherman County reads recovery — appreciation near 2.5%.

Tillamook County is in its recovery phase, homes +2.5% YoY, headwind 63/100. Umatilla County is peak (appreciation near 1.2%, headwind 38/100). Union County — peak, values rising 1.2%, bank stress 44/100. In Wallowa County, recovery: homes +2.5% YoY, lender pressure 35/100. In Wasco County, peak: appreciation near 1.2%, a 45/100 lender reading. Washington County reads peak — appreciation near 1.0%, headwind 52/100. Wheeler County — recovery, up 2.5% on the year.

Yamhill County: peak, values rising 1.0%, headwind 72/100.

Oregon opportunity phases: 19 weak, 8 watchlist, 6 early_signal, 2 overheated, 1 peak_opportunity; Oregon average index 28.4. Best-ranked Oregon counties: Clatsop #433 (33.8), vacancy; Josephine #591 (33.0), insurance distress; Tillamook #610 (32.9), vacancy in Oregon; Hood River #728 (32.3), construction; Harney #775 (32.1), vacancy; Lincoln #831 (31.9), vacancy.

Oregon mortgages ninety-plus days late: 0.6%; Oregon thirty-to-eighty-nine days late 1.2% (December 2025); 8 Oregon counties sit in the CFPB sample; highest Oregon county readings: Linn 1.0%, Marion 0.6%, Jackson 0.6%, Clackamas 0.5%, Multnomah 0.5%.

Oregon county unemployment averages 5.1% across 36 counties; Oregon permitted 15,174 housing units in twelve months (5,732 multifamily); 139,570 of 1,857,992 Oregon housing units are vacant; 623,205 Oregon renter households, 41.4% spending 30%+ of income on rent.

Oregon ZIP price-cycle phases: 1,955 peak, 552 contraction, 228 neutral, 101 recovery, 3 expansion.