Deschutes County, OR: Foreclosures, Tax Liens & Distressed Properties

Deschutes County, OR, Oregon: 10 ZIP codes scored, Deschutes County, OR averaging 25/100 (low, Deschutes, OR), from 22 to 26. Deschutes County, OR is in its neutral phase (Deschutes, OR confidence 7/100): Deschutes, OR home prices up 0.5% (Deschutes, OR) over twelve months. Deschutes County, OR lender headwind: 52/100.

Highest-scoring Deschutes County, OR ZIPs: 97701 (26/100), 97702 (26/100), 97703 (26/100), 97707 (26/100), 97709 (26/100), 97712 (26/100). Also scored in Deschutes County, OR: 97739, 97756, 97759, 97760.

Across Deschutes County, OR's scored ZIPs: median home value $635,550, household income $88,543, 21.5% vacancy, 12.5% poverty, 70% owner-occupied, median age 46.3.

Deschutes County, OR insurance distress 45/100 (#1,225 in the US); FEMA hazard 89/100 for Deschutes, OR; 8 federal disaster declarations in Deschutes County, OR since 2023; Deschutes, OR construction distress 43/100.

10 banks with 43 branches lend in Deschutes County, OR; Deschutes, OR weighted bank stress 63/100, highest 72/100 in Deschutes, OR.

Deschutes County, OR unemployment 4.5% (Deschutes, OR -1.1 pts, six months); 2,399 new housing units permitted in Deschutes County, OR over twelve months, Deschutes, OR up 7% from 2,239; Deschutes, OR home prices +7.6% a year (Deschutes, OR) over three years.

99,297 housing units in Deschutes County, OR; 24,341 Deschutes, OR renter households; 47% of Deschutes, OR renters spend 30%+ of income on rent, 23% (Deschutes, OR) half or more.

Deschutes County, OR ranks #1,089 nationally on the opportunity index (Deschutes, OR, among all ranked counties); Deschutes, OR scores 30.8/100 and Deschutes, OR sits #11 inside Oregon. Deschutes, OR is in the watchlist opportunity phase; Deschutes, OR's primary driver is bank institutional, Deschutes, OR second driver vacancy; Deschutes, OR moved down 97 places. 44 short-sale listings across Deschutes, OR; 73 days on market observed in Deschutes, OR; 10.3% vacancy over 10 Deschutes, OR ZIPs.

0.3% of Deschutes County, OR mortgages were ninety-plus days late in December 2025; Deschutes, OR's thirty-to-eighty-nine-day share was 0.8% (CFPB county sample). Deschutes, OR's ninety-day rate is up 0.1 points on twelve months earlier; the Deschutes, OR peak since 2008 was 5.7% in January 2010; Oregon overall reads 0.6%.

Deschutes County, OR has 2 watched banks; 2 Deschutes, OR banks sit in an elevated band. Deschutes, OR footprints: Columbia Bank (6 branches, stress 58) in Deschutes, OR; Summit Bank (2 branches, stress 58) in Deschutes, OR.

HUD lists 9 assisted multifamily properties in Deschutes County, OR with 603 units; 98 Deschutes, OR units are assisted, 2 Deschutes, OR properties under project-based Section 8.

14,364 of the 99,297 housing units in Deschutes, OR sit vacant. Deschutes County, OR permitted 871 multifamily units in twelve months; Deschutes, OR's one-to-four unit structures added 1,528 units in Deschutes County, OR.