ZIP 97703 Property Distress & Foreclosure Data

Deschutes County, Oregon's ZIP 97703 registers 21/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (86/100), FEMA disaster exposure (79/100). The most distinctive pressure shows up in institutional ownership (43/100), structural risk (42/100), mortgage stress (18/100). mortgage stress (18/100) stay muted. Structural exposure scores 42 and live distress 5 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 11% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

34,476 residents call 97703 home, typically aged 46. Vacancy runs 10.8%. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $118,160 — above the roughly $78,000 national figure. A median home runs $990,400 here, or 7.8 times local income. There are about 16,106 housing units across 97703. The tenure split is 77% owner-occupied to 23% rented. On demographic stress specifically, 97703 scores 38/100. About 60% have a four-year degree. Rent burden reaches 37% of tenant households.

On balance, 97703 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.