ZIP 97756 Foreclosure, Tax-Lien & Distress Report
Deschutes County, Oregon · Distress market
ZIP 97756's composite property-distress score is 26/100 - DLRadar classes that as low for Deschutes County, Oregon. Structural risk reads 53/100 against active distress of 5/100. Climate and flood risk are elevated too — FEMA disaster exposure (90/100), climate & FEMA risk (78/100). Leading the profile are structural risk (53/100), institutional ownership (49/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (18/100).
Prices here sit in a neutral phase: values rose 0.5% over the trailing year, and 5% higher over three years (phase confidence 7/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Home values center near $489,900, an affordability ratio of 5.6×. On demographic stress specifically, 97756 scores 35/100. 44,287 residents call 97756 home, typically aged 39. Educational attainment sits at 32% bachelor's-or-above. The tenure split is 71% owner-occupied to 29% rented. There are about 18,949 housing units across 97756. Rent burden reaches 37% of tenant households. 9.6% of residents fall below the poverty threshold. The vacancy rate is 7.0%. Median household income is $84,067, near the U.S. median near $78,000.
Net-net, 97756 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 97756 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 97756's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 97756 reflects the current record instead of a stale or modeled snapshot.
97756's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 97756 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 97756’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 97756 distress snapshot
The live 97756 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Deschutes County
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See every distressed parcel in 97756
See who owns each distressed property in 97756, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology