ZIP 97756 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 97756 (Deschutes County, Oregon) at a low 20/100 for overall property distress. Structural risk reads 40/100 against active distress of 5/100. Environmental exposure also runs high (climate & FEMA risk (78/100), FEMA disaster exposure (78/100)). Property-level stress concentrates in institutional ownership (43/100), structural risk (40/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100).

The peak-phase market in 97756 posted values that rose 2.0% over the year, and 5% higher over three years, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $489,900, an affordability ratio of 5.6×. DLRadar's demographic-stress index for the area reads 35/100. Population is roughly 44,287 with a median age of 39. Educational attainment sits at 32% bachelor's-or-above. Owners hold 71% of homes, renters 29%. There are about 18,949 housing units across 97756. Rent burden reaches 37% of tenant households. 9.6% of residents fall below the poverty threshold. Vacancy runs 7.0%. Median household income is $84,067, near the U.S. median near $78,000.

Broadly, 97756 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.