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ZIP 97734 Foreclosure, Tax-Lien & Distress Report

Jefferson County, Oregon · High Vacancy market

DLRadar grades ZIP 97734 (Jefferson County, Oregon) at a low 18/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (94/100). Its heaviest discrete signals: institutional ownership (51/100), structural risk (37/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (18/100) stay muted. On the structural side it scores 37/100, with 6/100 of stress already active.

The neutral-phase market in 97734 posted values that rose 0.5% over the year, and 7% higher over three years (phase confidence 7/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 3,647 people live here, median age 39. At $78,325, median income runs near typical U.S. levels. 75% of housing is owner-occupied. The vacancy rate is 38.6% — elevated. Home values center near $346,500, an affordability ratio of 3.9× — accessible. There are about 2,027 housing units across 97734. The demographic-stress sub-score lands at 32/100. The poverty rate is 8.2%. Educational attainment sits at 13% bachelor's-or-above. Rent burden reaches 14% of tenant households.

On the whole, 97734 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 97734 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 97734 shows blanks, not estimates, wherever the record is sparse.

97734's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 97734 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

18/100
Composite stress
37/100
Structural risk
6/100
Distress activity

ZIP 97734 distress signals, scored

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk33
Another 9 scored dimensions sit behind 97734

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

97734 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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