ZIP 97761 Foreclosure, Tax-Lien & Distress Report

Wasco County, Oregon's ZIP 97761 registers 21/100 composite distress, which DLRadar reads as low. Structural risk reads 42/100 against active distress of 5/100. Climate and flood risk are elevated too — FEMA disaster exposure (94/100). The pressure is most legible in institutional ownership (51/100), structural risk (42/100), construction/permit lag (25/100). By contrast, construction/permit lag (25/100) and mortgage stress (18/100) register low.

Prices here sit in a peak phase: values rose 0.9% over the trailing year (phase confidence 5/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $240,000 (2.6× income, relatively affordable). The tenure split is 54% owner-occupied to 46% rented. 3,080 residents call 97761 home, typically aged 31. There are about 1,023 housing units across 97761. Roughly 23.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 14% have a four-year degree. Vacancy runs 15.4%, above the national norm and a classic distress-and-opportunity signal. Around 29% of renters are cost-burdened. On demographic stress specifically, 97761 scores 34/100. Median household income is $58,906, below the U.S. median near $78,000.

Net-net, 97761 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 97761 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 97761's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 97761 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 21/100 for 97761 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 97761 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.