ZIP 97001 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 97001 (Wasco County, Oregon) at a low 22/100 for overall property distress. The sharpest non-environmental signals are institutional ownership (52/100), structural risk (46/100), construction/permit lag (20/100). construction/permit lag (20/100) stay muted. The latent-versus-live split is 46/100 structural and 0/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), climate & FEMA risk (70/100).

The peak-phase market in 97001 posted values that rose 1.2% over the year, at 9/100 phase confidence. Topping markets hide individual distress behind strong averages.

Roughly 39.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The demographic-stress sub-score lands at 36/100. Educational attainment sits at 45% bachelor's-or-above. There are about 77 housing units across 97001. About 373 people live here, median age 52. At $35,972, median income runs below typical U.S. levels. Around 50% of renters are cost-burdened. Vacancy runs 25.7%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 85% owner-occupied to 15% rented.

Net-net, 97001 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 97001 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97001 can be compared directly against any other ZIP in Wasco County, Oregon or nationwide. Nothing here is interpolated — where a source is thin for 97001, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 22/100 for 97001 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 97001 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.