ZIP 97741 Property Distress & Foreclosure Data

In Jefferson County, Oregon, ZIP 97741 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (79/100)). Its standout signals are construction/permit lag (52/100), institutional ownership (43/100), structural risk (40/100). On the quiet end sit mortgage stress (18/100). Structural risk reads 40/100 against active distress of 6/100.

The peak-phase market in 97741 posted values that rose 2.0% over the year, and 10% higher over three years, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $334,800, an affordability ratio of 4.4×. Vacancy runs 5.1%. Population is roughly 13,750 with a median age of 39. There are about 4,768 housing units across 97741. Rent burden reaches 39% of tenant households. Median household income is $69,696, near the U.S. median near $78,000. Owners hold 65% of homes, renters 35%. Educational attainment sits at 21% bachelor's-or-above. 11.6% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 34/100.

On balance 97741 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.