ZIP 97760 Property Distress & Foreclosure Data

DLRadar grades ZIP 97760 (Deschutes County, Oregon) at a low 17/100 for overall property distress. Property-level stress concentrates in institutional ownership (43/100), structural risk (34/100), mortgage stress (18/100). structural risk (34/100) and mortgage stress (18/100) stay muted. The latent-versus-live split is 34/100 structural and 5/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (78/100).

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 1% lower over three years (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $84,198 — near the roughly $78,000 national figure. The ZIP holds roughly 3,869 housing units. Around 69% of renters are cost-burdened. The tenure split is 91% owner-occupied to 9% rented. About 28% have a four-year degree. The vacancy rate is 10.3%. On demographic stress specifically, 97760 scores 39/100. 8,185 residents call 97760 home, typically aged 55. Roughly 9.5% live below the poverty line. A median home runs $486,700 here, or 5.5 times local income.

On balance, 97760 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.