ZIP 97707 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 97707 (Deschutes County, Oregon) lands at 26/100 — low on DLRadar's distress scoring. It additionally carries heavy environmental risk: FEMA disaster exposure (87/100), climate & FEMA risk (86/100). Its standout signals are structural risk (55/100), institutional ownership (47/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (18/100). Latent structural risk is 55/100 while live distress already moving reads 5/100.

The neutral-phase market in 97707 posted values that rose 0.5% over the year, and 3% higher over three years (phase confidence 7/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 62.8%, above the national norm and a classic distress-and-opportunity signal. There are about 8,186 housing units across 97707. Around 66% of renters are cost-burdened. Educational attainment sits at 50% bachelor's-or-above. A median home runs $647,600 here, or 6.7 times local income. DLRadar's demographic-stress index for the area reads 44/100. About 6,506 people live here, median age 56. Households earn a median $83,405 — near the roughly $78,000 national figure. The tenure split is 90% owner-occupied to 10% rented. Roughly 8.4% live below the poverty line.

Net-net, 97707 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 97707 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 97707 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97707 can be compared directly against any other ZIP in Deschutes County, Oregon or nationwide. The score is rebuilt from public data as it updates, so 97707 reflects the current record instead of a stale or modeled snapshot.

Behind 97707's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 97707 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.