ZIP 97701 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 97701 (Deschutes County, Oregon) at a low 26/100 for overall property distress. Structural risk reads 55/100 against active distress of 5/100. Climate and flood risk are elevated too — FEMA disaster exposure (91/100), climate & FEMA risk (82/100). What sets it apart are the readings on structural risk (55/100), institutional ownership (49/100), construction/permit lag (43/100). By contrast, mortgage stress (18/100) register low.

The neutral-phase market in 97701 posted values that rose 0.5% over the year, and 4% higher over three years (phase confidence 7/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 54% of homes, renters 46%. Households earn a median $77,969 — near the roughly $78,000 national figure. Population is roughly 42,543 with a median age of 37. The demographic-stress sub-score lands at 42/100. The ZIP holds roughly 19,440 housing units. The vacancy rate is 5.6%. Around 42% of adults hold a bachelor's degree or higher. 12.4% of residents fall below the poverty threshold. Home values center near $626,100, an affordability ratio of 7.3× — stretched. Around 45% of renters are cost-burdened.

Overall, 97701 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 97701 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 97701 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Deschutes County, Oregon and the nation. 97701 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 26/100 figure for 97701 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 97701 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.