ZIP 97701 Foreclosure, Tax-Lien & Distress Report
Deschutes County, Oregon · Distress market
DLRadar grades ZIP 97701 (Deschutes County, Oregon) at a low 26/100 for overall property distress. Structural risk reads 54/100 against active distress of 5/100. Climate and flood risk are elevated too — FEMA disaster exposure (87/100), climate & FEMA risk (82/100). What sets it apart are the readings on structural risk (54/100), institutional ownership (47/100), construction/permit lag (43/100). By contrast, mortgage stress (18/100) register low.
The neutral-phase market in 97701 posted values that rose 0.5% over the year, and 4% higher over three years (phase confidence 7/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
Owners hold 54% of homes, renters 46%. Households earn a median $77,969 — near the roughly $78,000 national figure. Population is roughly 42,543 with a median age of 37. The demographic-stress sub-score lands at 42/100. The ZIP holds roughly 19,440 housing units. The vacancy rate is 5.6%. Around 42% of adults hold a bachelor's degree or higher. 12.4% of residents fall below the poverty threshold. Home values center near $626,100, an affordability ratio of 7.3× — stretched. Around 45% of renters are cost-burdened.
Overall, 97701 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 97701 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 97701 runs through one identical scoring model, so its 26/100 sits on the same scale as every other ZIP in Deschutes County, Oregon and the nation. 97701 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 26/100 figure for 97701 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 97701 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 97701 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 97701 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Deschutes County ZIP codes
Nearest ZIP codes to 97701
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Deschutes County, Oregon
Further distress data across Deschutes County, Oregon at ZIP, county and state level.
The complete 97701 distress and acquisition report
The full 97701 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology