ZIP 97701 Property Distress & Foreclosure Data

DLRadar grades ZIP 97701 (Deschutes County, Oregon) at a low 21/100 for overall property distress. Structural risk reads 41/100 against active distress of 5/100. It additionally carries heavy environmental risk: climate & FEMA risk (82/100), FEMA disaster exposure (78/100). Property-level stress concentrates in institutional ownership (42/100), structural risk (41/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) register low.

The market reads peak — home values rose 2.0% year on year, and 4% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.

54% of housing is owner-occupied. At $77,969, median income runs near typical U.S. levels. About 42,543 people live here, median age 37. The demographic-stress sub-score lands at 42/100. There are about 19,440 housing units across 97701. Vacancy runs 5.6%. Around 42% of adults hold a bachelor's degree or higher. The poverty rate is 12.4%. The typical home is worth about $626,100 (7.3× income, severely stretched). Rent burden reaches 45% of tenant households.

Net-net, 97701 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

21/100
Composite stress
41/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 97701

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk82
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Deschutes County

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