ZIP 97739 Property Distress & Foreclosure Data

Composite property distress in 97739 (Deschutes County, Oregon) lands at 20/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (84/100), FEMA disaster exposure (74/100). The latent-versus-live split is 41/100 structural and 5/100 already moving. The sharpest non-environmental signals are structural risk (41/100), institutional ownership (40/100), mortgage stress (17/100). mortgage stress (17/100) stay muted.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 2% higher over three years (phase confidence 19/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 97739 scores 40/100. Roughly 13.3% live below the poverty line. Households earn a median $56,256 — below the roughly $78,000 national figure. About 17% have a four-year degree. The vacancy rate is 17.9% — elevated. 13,178 residents call 97739 home, typically aged 54. Around 55% of renters are cost-burdened. The tenure split is 85% owner-occupied to 15% rented. A median home runs $370,500 here, or 5.8 times local income. The ZIP holds roughly 6,882 housing units.

Taken together, 97739 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.