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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 97739 Foreclosure, Tax-Lien & Distress Report

Deschutes County, Oregon · High Vacancy market

Scored purely from public records, 97739 (Deschutes County, Oregon) returns a low composite of 26/100. It additionally carries heavy environmental risk: FEMA disaster exposure (86/100), climate & FEMA risk (84/100). Latent structural risk is 54/100 while live distress already moving reads 5/100. Property-level stress concentrates in structural risk (54/100), institutional ownership (46/100), construction/permit lag (44/100). By contrast, mortgage stress (17/100) register low.

The neutral-phase market in 97739 posted values that rose 0.7% over the year, and 2% higher over three years, at 6/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

DLRadar's demographic-stress index for the area reads 40/100. Roughly 13.3% live below the poverty line. Median household income is $56,256, below the U.S. median near $78,000. Educational attainment sits at 17% bachelor's-or-above. Vacancy runs 17.9%, above the national norm and a classic distress-and-opportunity signal. 13,178 residents call 97739 home, typically aged 54. Rent burden reaches 55% of tenant households. 85% of housing is owner-occupied. Home values center near $370,500, an affordability ratio of 5.8×. The ZIP holds roughly 6,882 housing units.

Net-net, 97739 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 97739 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 97739 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Deschutes County, Oregon and the nation. Sparse data for 97739 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 97739's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 97739 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

26/100
Composite stress
54/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 97739

Foreclosure activity0
Mortgage stress17
Climate / FEMA risk84
9 further distress layers are graded for 97739

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 97739 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Deschutes County ZIPs near 97739

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See every distressed parcel in 97739

Every distressed parcel in 97739 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic. Every signal traces to a public dataset · methodology

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