ZIP 97731 Property Distress & Foreclosure Data

ZIP code 97731 in Klamath County, Oregon carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (92/100), structural risk (65/100), institutional ownership (37/100). By contrast, institutional ownership (37/100) and mortgage stress (15/100) register low. The latent-versus-live split is 65/100 structural and 4/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (82/100).

The market reads peak — home values rose 2.0% year on year (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

At $61,739, median income runs below typical U.S. levels. The typical home is worth about $428,600 (5.1× income). The poverty rate is 43.1% — high, a tax-stress and distress correlate. Around 38% of renters are cost-burdened. About 218 people live here, median age 38. Around 10% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 45/100. The ZIP holds roughly 39 housing units. 70% of housing is owner-occupied. The vacancy rate is 28.6% — elevated.

Net-net, 97731 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.