ZIP 97731 Foreclosure, Tax-Lien & Distress Report

ZIP 97731's composite property-distress score is 27/100 - DLRadar classes that as low for Klamath County, Oregon. The pressure is most legible in construction/permit lag (61/100), structural risk (59/100), institutional ownership (40/100). On the quiet end sit mortgage stress (15/100). On the structural side it scores 59/100, with 4/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (82/100), FEMA disaster exposure (61/100)).

Prices here sit in a peak phase: values rose 1.2% over the trailing year, at 9/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $61,739, median income runs below typical U.S. levels. A median home runs $428,600 here, or 5.1 times local income. The poverty rate is 43.1% — high, a tax-stress and distress correlate. Rent burden reaches 38% of tenant households. Population is roughly 218 with a median age of 38. About 10% have a four-year degree. The demographic-stress sub-score lands at 45/100. There are about 39 housing units across 97731. The tenure split is 70% owner-occupied to 30% rented. Vacancy runs 28.6%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 97731 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 97731 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 97731 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Klamath County, Oregon and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 97731 shows blanks, not estimates, wherever the record is sparse.

97731's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 97731 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.