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ZIP 97416 Foreclosure, Tax-Lien & Distress Report

Douglas County, Oregon · High Vacancy market

Douglas County, Oregon's ZIP 97416 registers 30/100 composite distress, which DLRadar reads as moderate. Its standout signals are structural risk (68/100), construction/permit lag (57/100), institutional ownership (43/100). On the quiet end sit mortgage stress (18/100). Latent structural risk is 68/100 while live distress already moving reads 5/100. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (91/100).

Prices here sit in a peak phase: values rose 1.2% over the trailing year, at 9/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $318,800 here, or 4.1 times local income. Owners hold 75% of homes, renters 25%. On demographic stress specifically, 97416 scores 35/100. Around 28% of renters are cost-burdened. The poverty rate is 21.1% — high, a tax-stress and distress correlate. About 17% have a four-year degree. There are about 425 housing units across 97416. Population is roughly 1,342 with a median age of 33. Households earn a median $63,889 — below the roughly $78,000 national figure. Vacancy runs 16.8%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 97416 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 97416 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97416 can be compared directly against any other ZIP in Douglas County, Oregon or nationwide. 97416 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

97416's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 97416 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

30/100
Composite stress
68/100
Structural risk
5/100
Distress activity

What is driving ZIP 97416’s distress

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk92
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 97416 by the numbers

The live 97416 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Related ZIP, county and statewide reads linked to Douglas County, Oregon.

The complete 97416 distress and acquisition report

The full 97416 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

No modelling: every input is a public record · methodology

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