ZIP 97416 Property Distress & Foreclosure Data

ZIP code 97416 in Douglas County, Oregon carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (68/100), construction/permit lag (52/100), institutional ownership (47/100). By contrast, mortgage stress (18/100) register low. The latent-versus-live split is 68/100 structural and 5/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (91/100).

The market reads peak — home values rose 2.0% year on year (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $318,800 (4.1× income). 75% of housing is owner-occupied. The demographic-stress sub-score lands at 35/100. Around 28% of renters are cost-burdened. The poverty rate is 21.1% — high, a tax-stress and distress correlate. Around 17% of adults hold a bachelor's degree or higher. The ZIP holds roughly 425 housing units. About 1,342 people live here, median age 33. At $63,889, median income runs below typical U.S. levels. The vacancy rate is 16.8% — elevated.

Net-net, 97416 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.