ZIP 97424 Foreclosure, Tax-Lien & Distress Report

ZIP code 97424 in Lane County, Oregon carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic distress index. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (77/100)). Leading the profile are structural risk (64/100), institutional ownership (49/100), construction/permit lag (32/100). On the quiet end sit construction/permit lag (32/100) and mortgage stress (16/100). On the structural side it scores 64/100, with 5/100 of stress already active.

Prices here sit in a neutral phase: values rose 3.3% over the trailing year, and 9% higher over three years (phase confidence 23/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $372,500 here, or 4.9 times local income. 12.5% of residents fall below the poverty threshold. Population is roughly 18,881 with a median age of 43. On demographic stress specifically, 97424 scores 34/100. The vacancy rate is 6.2%. Educational attainment sits at 22% bachelor's-or-above. The tenure split is 69% owner-occupied to 31% rented. Median household income is $71,985, near the U.S. median near $78,000. There are about 7,877 housing units across 97424. Around 34% of renters are cost-burdened.

Net-net, 97424 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 97424 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 97424 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97424 can be compared directly against any other ZIP in Lane County, Oregon or nationwide. 97424 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 97424 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. Treat 97424 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.