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ZIP 97499 Foreclosure, Tax-Lien & Distress Report

Douglas County, Oregon · Distress market

On DLRadar's 0-100 public-record scale, ZIP 97499 in Douglas County, Oregon comes in at 30, a moderate composite-distress reading. The split runs 68/100 structural to 5/100 active on the ground. What sets it apart are the readings on structural risk (68/100), construction/permit lag (57/100), institutional ownership (43/100). On the quiet end sit mortgage stress (18/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (91/100)).

The market reads peak — home values rose 1.2% year on year, and 43% higher over three years (phase confidence 9/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 1,836 people live here, median age 55. The vacancy rate is 9.7%. Owners hold 84% of homes, renters 16%. 11.2% of residents fall below the poverty threshold. The typical home is worth about $325,700 (4.7× income). There are about 810 housing units across 97499. Rent burden reaches 32% of tenant households. On demographic stress specifically, 97499 scores 33/100. Median household income is $61,071, below the U.S. median near $78,000. Educational attainment sits at 17% bachelor's-or-above.

Net-net, 97499 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 97499 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 97499's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 97499, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 97499's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 97499 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

30/100
Composite stress
68/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 97499

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk92
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 97499 by the numbers

Current distress, phase, housing and lender-pressure figures for 97499, drawn from the same report attached to each property.

Loading ZIP 97499 stress data…

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The complete 97499 distress and acquisition report

Open 97499 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

Deterministic scoring, sourced entirely from public data · methodology

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