ZIP 97499 Property Distress & Foreclosure Data

In Douglas County, Oregon, ZIP 97499 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural risk reads 68/100 against active distress of 5/100. Its standout signals are structural risk (68/100), construction/permit lag (52/100), institutional ownership (47/100). mortgage stress (18/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (91/100).

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 43% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,836 residents call 97499 home, typically aged 55. Vacancy runs 9.7%. The tenure split is 84% owner-occupied to 16% rented. Roughly 11.2% live below the poverty line. A median home runs $325,700 here, or 4.7 times local income. There are about 810 housing units across 97499. Rent burden reaches 32% of tenant households. On demographic stress specifically, 97499 scores 33/100. Households earn a median $61,071 — below the roughly $78,000 national figure. About 17% have a four-year degree.

Overall, 97499 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

31/100
Composite stress
68/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 97499

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk92
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Douglas County

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