ZIP 97436 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 97436 (Douglas County, Oregon) lands at 30/100 — moderate on DLRadar's public-record scoring. The pressure is most legible in structural risk (68/100), construction/permit lag (57/100), institutional ownership (43/100). By contrast, mortgage stress (18/100) register low. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (91/100)). The split runs 68/100 structural to 5/100 active on the ground.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 43% higher over three years, at 9/100 phase confidence. Topping markets hide individual distress behind strong averages.

The poverty rate is 13.9%. Around 15% of renters are cost-burdened. At $49,028, median income runs below typical U.S. levels. A median home runs $411,500 here, or 6.8 times local income. 71% of housing is owner-occupied. About 19% have a four-year degree. 698 residents call 97436 home, typically aged 50. The vacancy rate is 26.3% — elevated. DLRadar's demographic-stress index for the area reads 39/100. The ZIP holds roughly 466 housing units.

Taken together, 97436 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 97436 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 97436 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 97436 reflects the current record instead of a stale or modeled snapshot.

97436's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 97436 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.