ZIP 97486 Foreclosure, Tax-Lien & Distress Report
Douglas County, Oregon · High Vacancy market
ZIP code 97486 in Douglas County, Oregon carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (92/100). The sharpest non-environmental signals are structural risk (70/100), construction/permit lag (58/100), institutional ownership (46/100). Structural exposure scores 70 and live distress 0 on the 0–100 scale.
The peak-phase market in 97486 posted values that rose 1.2% over the year, and 23% higher over three years, at 9/100 phase confidence. Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 273 housing units. The tenure split is 95% owner-occupied to 5% rented. Vacancy runs 14.1%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 57/100. 725 residents call 97486 home, typically aged 57. Around 100% of renters are cost-burdened. Households earn a median $76,136 — near the roughly $78,000 national figure. About 28% have a four-year degree. The poverty rate is 10.1%.
Net-net, 97486 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 97486 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 97486's 31/100 can be lined up against any neighbor in Douglas County, Oregon or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 97486 reflects the current record instead of a stale or modeled snapshot.
97486's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 97486 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 97486
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 97486 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Douglas County
Nearest ZIP codes to 97486
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 97486
Further distress data across Douglas County, Oregon at ZIP, county and state level.
The complete 97486 distress and acquisition report
Get every distressed property in 97486 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology