ZIP 97470 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 97470 (Douglas County, Oregon) lands at 30/100 — moderate on DLRadar's public-record scoring. What sets it apart are the readings on structural risk (68/100), construction/permit lag (57/100), institutional ownership (43/100). By contrast, mortgage stress (18/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (91/100). Structurally it carries 68/100, against 5/100 of stress already in motion.

The market reads peak — home values rose 1.2% year on year, and 10% higher over three years, at 9/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $53,875, median income runs below typical U.S. levels. The typical home is worth about $260,400 (4.6× income). Rent burden reaches 38% of tenant households. Vacancy runs 5.8%. 18.7% of residents fall below the poverty threshold. There are about 9,021 housing units across 97470. 18,951 residents call 97470 home, typically aged 41. DLRadar's demographic-stress index for the area reads 36/100. About 21% have a four-year degree. Owners hold 58% of homes, renters 42%.

Overall, 97470 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 97470 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 97470 stays directly comparable to neighboring ZIPs and the rest of Douglas County, Oregon. The score is rebuilt from public data as it updates, so 97470 reflects the current record instead of a stale or modeled snapshot.

Each component behind 97470 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. For a buyer, 97470 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.