ZIP 97484 Property Distress & Foreclosure Data

ZIP code 97484 in Douglas County, Oregon carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (91/100). What sets it apart are the readings on structural risk (68/100), construction/permit lag (52/100), institutional ownership (47/100). mortgage stress (18/100) stay muted. Structural risk reads 68/100 against active distress of 5/100.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $285,000 here, or 4.9 times local income. On demographic stress specifically, 97484 scores 37/100. 277 residents call 97484 home, typically aged 38. Rent burden reaches 0% of tenant households. Vacancy runs 22.8%, above the national norm and a classic distress-and-opportunity signal. There are about 163 housing units across 97484. The tenure split is 59% owner-occupied to 41% rented. Roughly 33.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 6% have a four-year degree. Households earn a median $61,719 — below the roughly $78,000 national figure.

Taken together, 97484 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.