ZIP 97484 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 97484 (Douglas County, Oregon) lands at 31/100 — moderate on DLRadar's distress scoring. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (92/100). Property-level stress concentrates in structural risk (70/100), construction/permit lag (58/100), institutional ownership (46/100). mortgage stress (18/100) stay muted. Structural exposure scores 70 and live distress 5 on the 0–100 scale.

The peak-phase market in 97484 posted values that rose 1.2% over the year (phase confidence 9/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $285,000 here, or 4.9 times local income. DLRadar's demographic-stress index for the area reads 37/100. About 277 people live here, median age 38. Rent burden reaches 0% of tenant households. The vacancy rate is 22.8% — elevated. There are about 163 housing units across 97484. The tenure split is 59% owner-occupied to 41% rented. The poverty rate is 33.2% — high, a tax-stress and distress correlate. Around 6% of adults hold a bachelor's degree or higher. Median household income is $61,719, below the U.S. median near $78,000.

Net-net, 97484 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 97484 at the moment; the composite and its components are still built from verifiable records.

The 97484 read uses the identical scoring model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 97484 stays directly comparable to neighboring ZIPs and the rest of Douglas County, Oregon. Where the record is thin for 97484, the field stays empty rather than modeled, and fills in as new documents post.

97484's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 97484 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.