ZIP 97541 Foreclosure, Tax-Lien & Distress Report

In Jackson County, Oregon, ZIP 97541 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Latent structural risk is 66/100 while live distress already moving reads 0/100. Its standout signals are structural risk (66/100), institutional ownership (55/100), construction/permit lag (35/100). By contrast, construction/permit lag (35/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (74/100), FEMA disaster exposure (71/100).

Prices here sit in a peak phase: values rose 3.7% over the trailing year, and 14% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 693 housing units. Population is roughly 1,373 with a median age of 48. Owners hold 89% of homes, renters 11%. Vacancy runs 14.4%, above the national norm and a classic distress-and-opportunity signal. Roughly 20.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 73% of renters are cost-burdened. Median household income is $39,688, below the U.S. median near $78,000. The demographic-stress sub-score lands at 38/100. Around 13% of adults hold a bachelor's degree or higher.

Net-net, 97541 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 97541's 30/100 can be lined up against any neighbor in Jackson County, Oregon or any ZIP coast to coast. Sparse data for 97541 shows as blanks, never estimates, and the score updates on every fresh public filing.

97541's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 97541 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.