ZIP 97503 Foreclosure, Tax-Lien & Distress Report

In Jackson County, Oregon, ZIP 97503 scores 31 of 100 for composite distress, a moderate level on DLRadar's distress index. The latent-versus-live split is 68/100 structural and 5/100 already moving. Its heaviest discrete signals: structural risk (68/100), institutional ownership (58/100), construction/permit lag (37/100). By contrast, construction/permit lag (37/100) and mortgage stress (18/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (93/100), FEMA disaster exposure (81/100), flood (NFIP) exposure (72/100).

Prices here sit in a peak phase: values rose 3.7% over the trailing year, and 3% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 14,119 with a median age of 35. Rent burden reaches 48% of tenant households. Home values center near $327,500, an affordability ratio of 4.6×. About 12% have a four-year degree. Owners hold 84% of homes, renters 16%. There are about 4,773 housing units across 97503. The demographic-stress sub-score lands at 37/100. 22.0% of residents fall below the poverty threshold. Vacancy runs 4.5%. At $65,040, median income runs below typical U.S. levels.

Taken together, 97503 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 97503 read uses the identical scoring model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 97503 stays directly comparable to neighboring ZIPs and the rest of Jackson County, Oregon. Nothing here is interpolated — where a source is thin for 97503, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 97503's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 97503 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.