ZIP 97539 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 97539 (Jackson County, Oregon) lands at 30/100 — moderate on DLRadar's public-record scoring. Property-level stress concentrates in structural risk (66/100), institutional ownership (55/100), construction/permit lag (35/100). construction/permit lag (35/100) and mortgage stress (18/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (74/100), FEMA disaster exposure (71/100)). The latent-versus-live split is 66/100 structural and 5/100 already moving.

Prices here sit in a peak phase: values rose 3.7% over the trailing year, and 1% lower over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The demographic-stress sub-score lands at 41/100. About 3,349 people live here, median age 60. 14.8% of residents fall below the poverty threshold. The vacancy rate is 12.5% — elevated. Households earn a median $45,837 — below the roughly $78,000 national figure. About 17% have a four-year degree. There are about 1,736 housing units across 97539. The typical home is worth about $389,900 (6.5× income). Rent burden reaches 38% of tenant households. 67% of housing is owner-occupied.

On the whole, 97539 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 97539 runs through one identical public-record model, so its 30/100 sits on the same scale as every other ZIP in Jackson County, Oregon and the nation. Nothing here is interpolated — where a source is thin for 97539, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

97539's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 97539 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.