ZIP 97539 Property Distress & Foreclosure Data

In Jackson County, Oregon, ZIP 97539 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (62/100), institutional ownership (48/100), construction/permit lag (30/100). By contrast, construction/permit lag (30/100) and mortgage stress (18/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (74/100). On the structural side it scores 62/100, with 5/100 of stress already active.

The market reads peak — home values rose 2.9% year on year, and 1% lower over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 41/100. About 3,349 people live here, median age 60. The poverty rate is 14.8%. The vacancy rate is 12.5% — elevated. At $45,837, median income runs below typical U.S. levels. Around 17% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,736 housing units. The typical home is worth about $389,900 (6.5× income). Around 38% of renters are cost-burdened. 67% of housing is owner-occupied.

Net-net, 97539 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.