ZIP 97501 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 97501 (Jackson County, Oregon) returns a moderate composite of 31/100. Climate and flood risk are elevated too — climate & FEMA risk (93/100), FEMA disaster exposure (81/100), flood (NFIP) exposure (72/100). What sets it apart are the readings on structural risk (68/100), institutional ownership (58/100), construction/permit lag (37/100). By contrast, construction/permit lag (37/100) and mortgage stress (18/100) register low. The latent-versus-live split is 68/100 structural and 5/100 already moving.

The market reads peak — home values rose 3.7% year on year, and 2% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 45,008 with a median age of 38. Home values center near $353,800, an affordability ratio of 5.3×. The vacancy rate is 5.9%. Around 20% of adults hold a bachelor's degree or higher. Owners hold 55% of homes, renters 45%. The ZIP holds roughly 19,093 housing units. 14.2% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 39/100. Rent burden reaches 42% of tenant households. Households earn a median $61,971 — below the roughly $78,000 national figure.

On balance 97501 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 97501 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 97501's 31/100 can be lined up against any neighbor in Jackson County, Oregon or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 97501 shows blanks, not estimates, wherever the record is sparse.

97501's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 97501 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.