ZIP 97526 Property Distress & Foreclosure Data

DLRadar grades ZIP 97526 (Josephine County, Oregon) at a low 26/100 for overall property distress. Property-level stress concentrates in structural risk (57/100), institutional ownership (44/100), construction/permit lag (22/100). construction/permit lag (22/100) and mortgage stress (17/100) stay muted. The latent-versus-live split is 57/100 structural and 5/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (78/100).

Prices here sit in a contraction phase: values fell 0.9% over the trailing year, 3.8% off the recent peak, and 2% higher over three years (phase confidence 28/100). Falling values surface more motivated sellers and below-market exits.

On demographic stress specifically, 97526 scores 42/100. The tenure split is 66% owner-occupied to 34% rented. Households earn a median $57,103 — below the roughly $78,000 national figure. Around 44% of renters are cost-burdened. The ZIP holds roughly 16,037 housing units. About 20% have a four-year degree. A median home runs $399,700 here, or 6.7 times local income. 36,109 residents call 97526 home, typically aged 46. Roughly 13.6% live below the poverty line. The vacancy rate is 5.6%.

Taken together, 97526 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.