ZIP 97526 Foreclosure, Tax-Lien & Distress Report
Josephine County, Oregon · Cooling Market market
DLRadar grades ZIP 97526 (Josephine County, Oregon) at a high 51/100 for overall property distress. Property-level stress concentrates in structural risk (68/100), insurance pressure (62/100), institutional ownership (54/100). By contrast, mortgage stress (17/100) register low. The split runs 68/100 structural to 5/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (78/100), FEMA disaster exposure (65/100).
Prices here sit in a contraction phase: values fell 6.4% over the trailing year, 6.4% off the recent peak, and 2% higher over three years, at 100/100 phase confidence. A cooling market tends to open discount-to-value windows.
The demographic-stress sub-score lands at 42/100. 66% of housing is owner-occupied. Households earn a median $57,103 — below the roughly $78,000 national figure. Rent burden reaches 44% of tenant households. The ZIP holds roughly 16,037 housing units. Educational attainment sits at 20% bachelor's-or-above. A median home runs $399,700 here, or 6.7 times local income. About 36,109 people live here, median age 46. Roughly 13.6% live below the poverty line. Vacancy runs 5.6%.
On the whole, 97526 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 97526 read uses the identical public-record model applied coast to coast, which means its 51/100 score means exactly what it means anywhere else, and 97526 stays directly comparable to neighboring ZIPs and the rest of Josephine County, Oregon. 97526 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 51/100 figure for 97526 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 97526 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 97526 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 97526 by the numbers
A live read on 97526: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Rules-based scoring — each signal ties to a public dataset · methodology