ZIP 97526 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 97526 (Josephine County, Oregon) at a high 50/100 for overall property distress. Property-level stress concentrates in structural risk (66/100), insurance pressure (62/100), institutional ownership (50/100). By contrast, mortgage stress (17/100) register low. The split runs 66/100 structural to 5/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (76/100).

Prices here sit in a contraction phase: values fell 6.4% over the trailing year, 6.4% off the recent peak, and 2% higher over three years, at 100/100 phase confidence. A cooling market tends to open discount-to-value windows.

The demographic-stress sub-score lands at 42/100. 66% of housing is owner-occupied. Households earn a median $57,103 — below the roughly $78,000 national figure. Rent burden reaches 44% of tenant households. The ZIP holds roughly 16,037 housing units. Educational attainment sits at 20% bachelor's-or-above. A median home runs $399,700 here, or 6.7 times local income. About 36,109 people live here, median age 46. Roughly 13.6% live below the poverty line. Vacancy runs 5.6%.

On the whole, 97526 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 97526 read uses the identical scoring model applied coast to coast, which means its 50/100 score means exactly what it means anywhere else, and 97526 stays directly comparable to neighboring ZIPs and the rest of Josephine County, Oregon. 97526 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 50/100 figure for 97526 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 97526 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.