ZIP 97527 Property Distress & Foreclosure Data

Composite property distress in 97527 (Josephine County, Oregon) lands at 27/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (77/100). The sharpest non-environmental signals are structural risk (58/100), institutional ownership (45/100), construction/permit lag (24/100). By contrast, construction/permit lag (24/100) and mortgage stress (17/100) register low. Structural exposure scores 58 and live distress 5 on the 0–100 scale.

The market reads contraction — home values held roughly flat year on year, 3.3% off the recent peak, and 2% higher over three years, at 24/100 phase confidence. A cooling market tends to open discount-to-value windows.

73% of housing is owner-occupied. The typical home is worth about $429,700 (6.2× income). Around 19% of adults hold a bachelor's degree or higher. There are about 15,922 housing units across 97527. About 36,756 people live here, median age 47. The poverty rate is 16.1%. Vacancy runs 5.9%. Rent burden reaches 50% of tenant households. The demographic-stress sub-score lands at 41/100. At $66,396, median income runs below typical U.S. levels.

Net-net, 97527 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.