ZIP 97527 Foreclosure, Tax-Lien & Distress Report

Josephine County, Oregon's ZIP 97527 registers 50/100 composite distress, which DLRadar reads as high. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (77/100), FEMA disaster exposure (66/100). The most distinctive pressure shows up in structural risk (67/100), insurance pressure (62/100), institutional ownership (54/100). By contrast, mortgage stress (17/100) register low. Latent structural risk is 67/100 while live distress already moving reads 5/100.

The market reads contraction — home values fell 5.1% year on year, 5.6% off the recent peak, and 2% higher over three years (phase confidence 96/100). Falling values surface more motivated sellers and below-market exits.

Owners hold 73% of homes, renters 27%. A median home runs $429,700 here, or 6.2 times local income. Around 19% of adults hold a bachelor's degree or higher. There are about 15,922 housing units across 97527. 36,756 residents call 97527 home, typically aged 47. 16.1% of residents fall below the poverty threshold. Vacancy runs 5.9%. Around 50% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 41/100. Median household income is $66,396, below the U.S. median near $78,000.

Net-net, 97527 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 97527 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 97527's 50/100 can be lined up against any neighbor in Josephine County, Oregon or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 97527 shows blanks, not estimates, wherever the record is sparse.

The 50/100 figure for 97527 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 97527 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.