ZIP 97537 Foreclosure, Tax-Lien & Distress Report

ZIP code 97537 in Jackson County, Oregon carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic distress index. Environmental exposure also runs high (climate & FEMA risk (93/100), FEMA disaster exposure (81/100), flood (NFIP) exposure (72/100)). Structurally it carries 68/100, against 5/100 of stress already in motion. The pressure is most legible in structural risk (68/100), institutional ownership (58/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (18/100).

The market reads peak — home values rose 3.7% year on year, and 1% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $397,600 (6.2× income). Roughly 9.2% live below the poverty line. The vacancy rate is 9.5%. Around 42% of renters are cost-burdened. Median household income is $58,445, below the U.S. median near $78,000. About 20% have a four-year degree. The demographic-stress sub-score lands at 39/100. There are about 3,202 housing units across 97537. Population is roughly 6,656 with a median age of 50. 75% of housing is owner-occupied.

Overall, 97537 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 97537 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 97537's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 97537 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 31/100 figure for 97537 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 97537 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.