ZIP 97537 Property Distress & Foreclosure Data

Jackson County, Oregon's ZIP 97537 registers 28/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (74/100)). The latent-versus-live split is 62/100 structural and 5/100 already moving. The most distinctive pressure shows up in structural risk (62/100), institutional ownership (48/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (18/100).

The peak-phase market in 97537 posted values that rose 2.9% over the year, and 1% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $397,600, an affordability ratio of 6.2×. 9.2% of residents fall below the poverty threshold. The vacancy rate is 9.5%. Around 42% of renters are cost-burdened. Median household income is $58,445, below the U.S. median near $78,000. Educational attainment sits at 20% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 39/100. The ZIP holds roughly 3,202 housing units. Population is roughly 6,656 with a median age of 50. Owners hold 75% of homes, renters 25%.

On balance 97537 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.