ZIP 97540 Property Distress & Foreclosure Data

Composite property distress in 97540 (Jackson County, Oregon) lands at 28/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (74/100)). The latent-versus-live split is 62/100 structural and 5/100 already moving. The sharpest non-environmental signals are structural risk (62/100), institutional ownership (48/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (18/100).

The peak-phase market in 97540 posted values that rose 2.9% over the year, and 0% lower over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $57,686, below the U.S. median near $78,000. Home values center near $453,900, an affordability ratio of 7.4× — stretched. 13.5% of residents fall below the poverty threshold. Around 42% of renters are cost-burdened. The vacancy rate is 6.9%. Owners hold 58% of homes, renters 42%. Educational attainment sits at 43% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 42/100. The ZIP holds roughly 4,186 housing units. Population is roughly 8,475 with a median age of 42.

On balance 97540 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.