ZIP 97497 Property Distress & Foreclosure Data

Josephine County, Oregon's ZIP 97497 registers 26/100 composite distress, which DLRadar reads as low. Structural exposure scores 58 and live distress 5 on the 0–100 scale. The most distinctive pressure shows up in structural risk (58/100), institutional ownership (45/100), construction/permit lag (23/100). By contrast, construction/permit lag (23/100) and mortgage stress (17/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (78/100).

The market reads contraction — home values fell 0.7% year on year, 3.6% off the recent peak, and 53% higher over three years, at 27/100 phase confidence. A cooling market tends to open discount-to-value windows.

Vacancy runs 15.2%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $321,800 (8.2× income, severely stretched). 72% of housing is owner-occupied. At $36,868, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 46/100. Around 18% of adults hold a bachelor's degree or higher. About 1,172 people live here, median age 55. There are about 708 housing units across 97497. Rent burden reaches 20% of tenant households. The poverty rate is 29.3% — high, a tax-stress and distress correlate.

Net-net, 97497 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.