ZIP 97534 Foreclosure, Tax-Lien & Distress Report

Josephine County, Oregon's ZIP 97534 registers 51/100 composite distress, which DLRadar reads as high. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (78/100), FEMA disaster exposure (65/100). What sets it apart are the readings on structural risk (68/100), insurance pressure (62/100), institutional ownership (54/100). Latent structural risk is 68/100 while live distress already moving reads 0/100.

Prices here sit in a contraction phase: values fell 6.5% over the trailing year, 6.5% off the recent peak, at 100/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Around 0% of renters are cost-burdened. 1,028 residents call 97534 home, typically aged 66. Educational attainment sits at 21% bachelor's-or-above. On demographic stress specifically, 97534 scores 43/100. Owners hold 81% of homes, renters 19%. There are about 382 housing units across 97534. Households earn a median $30,231 — below the roughly $78,000 national figure. 31.1% of residents fall below the poverty threshold. The vacancy rate is 8.7%.

Net-net, 97534 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 97534 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 97534 read uses the identical public-record model applied coast to coast, which means its 51/100 score means exactly what it means anywhere else, and 97534 stays directly comparable to neighboring ZIPs and the rest of Josephine County, Oregon. Nothing here is interpolated — where a source is thin for 97534, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

97534's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 97534 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.