ZIP 95543 Foreclosure, Tax-Lien & Distress Report

ZIP 95543's composite property-distress score is 14/100 - DLRadar classes that as minimal for Del Norte County, California. It additionally carries heavy environmental risk: climate & FEMA risk (94/100). Leading the profile are structural risk (29/100), mortgage stress (4/100), institutional ownership (3/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Latent structural risk is 29/100 while live distress already moving reads 1/100.

Prices here sit in a peak phase: values held roughly flat over the trailing year, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $195,000, an affordability ratio of 7.8× — stretched. 27.3% of residents fall below the poverty threshold. The tenure split is 81% owner-occupied to 19% rented. The demographic-stress sub-score lands at 46/100. There are about 456 housing units across 95543. Educational attainment sits at 27% bachelor's-or-above. Population is roughly 401 with a median age of 62. At $46,620, median income runs below typical U.S. levels. Vacancy runs 35.6%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 26% of tenant households.

On the whole, 95543 leans distressed, with opportunity clustered in specific stressed parcels. While 95543 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 95543's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 95543, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 95543 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. The point of the 95543 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.