ZIP 95548 Foreclosure, Tax-Lien & Distress Report
Del Norte County, California · High Vacancy market
In Del Norte County, California, ZIP 95548 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (94/100)). The split runs 29/100 structural to 1/100 active on the ground. The most distinctive pressure shows up in structural risk (29/100), mortgage stress (4/100), institutional ownership (3/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.
The market reads peak — home values held roughly flat year on year, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The demographic-stress sub-score lands at 41/100. Roughly 27.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 934 with a median age of 53. Around 42% of renters are cost-burdened. About 18% have a four-year degree. The vacancy rate is 31.8% — elevated. Owners hold 76% of homes, renters 24%. The typical home is worth about $215,400 (5.0× income). At $45,139, median income runs below typical U.S. levels. There are about 529 housing units across 95548.
On the whole, 95548 leans distressed, with opportunity clustered in specific stressed parcels. While 95548 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 95548 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 95548, the field stays empty rather than modeled, and fills in as new documents post.
The 14/100 for 95548 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 95548 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 95548’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 95548 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Del Norte County
More distress data near 95548
Related ZIP, county and statewide reads linked to Del Norte County, California.
See every distressed parcel in 95548
The full 95548 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology