ZIP 95555 Property Distress & Foreclosure Data

DLRadar grades ZIP 95555 (Humboldt County, California) at a low 22/100 for overall property distress. Property-level stress concentrates in structural risk (50/100), institutional ownership (21/100), construction/permit lag (16/100). construction/permit lag (16/100) and mortgage stress (10/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (86/100). On the structural side it scores 50/100, with 3/100 of stress already active.

Prices here sit in a peak phase: values rose 1.2% over the trailing year (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 21.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 26% of renters are cost-burdened. The tenure split is 53% owner-occupied to 47% rented. A median home runs $433,300 here, or 9.3 times local income. On demographic stress specifically, 95555 scores 54/100. 349 residents call 95555 home, typically aged 48. About 16% have a four-year degree. The vacancy rate is 42.0% — elevated. Households earn a median $43,250 — below the roughly $78,000 national figure. The ZIP holds roughly 208 housing units.

Taken together, 95555 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.