ZIP 95558 Property Distress & Foreclosure Data

ZIP code 95558 in Humboldt County, California carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 50 and live distress 3 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (86/100). What sets it apart are the readings on structural risk (50/100), institutional ownership (21/100), construction/permit lag (16/100). construction/permit lag (16/100) and mortgage stress (10/100) stay muted.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $566,200 here. The tenure split is 73% owner-occupied to 27% rented. There are about 203 housing units across 95558. Households earn a median $51,250 — below the roughly $78,000 national figure. Roughly 29.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 31.6%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 95558 scores 27/100. Rent burden reaches 0% of tenant households. 244 residents call 95558 home, typically aged 63. About 25% have a four-year degree.

Taken together, 95558 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.