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ZIP 95558 Foreclosure, Tax-Lien & Distress Report

Humboldt County, California · High Vacancy market

Composite property distress in 95558 (Humboldt County, California) lands at 27/100 — low on DLRadar's public-record scoring. On the structural side it scores 61/100, with 3/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (87/100). The pressure is most legible in construction/permit lag (61/100), structural risk (61/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (10/100) register low.

The peak-phase market in 95558 posted values that held roughly flat over the year (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $566,200. The tenure split is 73% owner-occupied to 27% rented. The ZIP holds roughly 203 housing units. Households earn a median $51,250 — below the roughly $78,000 national figure. The poverty rate is 29.5% — high, a tax-stress and distress correlate. The vacancy rate is 31.6% — elevated. The demographic-stress sub-score lands at 27/100. Around 0% of renters are cost-burdened. 244 residents call 95558 home, typically aged 63. Educational attainment sits at 25% bachelor's-or-above.

Net-net, 95558 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 95558 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. 95558 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 27/100 for 95558 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 95558 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

27/100
Composite stress
61/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 95558

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk96
Another 9 scored dimensions sit behind 95558

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 95558 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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