ZIP 95501 Property Distress & Foreclosure Data

Composite property distress in 95501 (Humboldt County, California) lands at 22/100 — low on DLRadar's public-record scoring. Structural risk reads 50/100 against active distress of 3/100. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (86/100). The sharpest non-environmental signals are structural risk (50/100), institutional ownership (21/100), construction/permit lag (16/100). construction/permit lag (16/100) and mortgage stress (10/100) stay muted.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 1% lower over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 10,545 housing units across 95501. The tenure split is 42% owner-occupied to 58% rented. A median home runs $412,300 here, or 7.1 times local income. Vacancy runs 10.2%. Households earn a median $55,076 — below the roughly $78,000 national figure. On demographic stress specifically, 95501 scores 47/100. Rent burden reaches 56% of tenant households. Roughly 20.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 22,972 residents call 95501 home, typically aged 40. About 34% have a four-year degree.

Taken together, 95501 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.