ZIP 95503 Foreclosure, Tax-Lien & Distress Report
Humboldt County, California · Distress market
ZIP 95503's composite property-distress score is 27/100 - DLRadar classes that as low for Humboldt County, California. The split runs 61/100 structural to 3/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (87/100)). The sharpest non-environmental signals are construction/permit lag (61/100), structural risk (61/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (10/100) register low.
The peak-phase market in 95503 posted values that held roughly flat over the year, and 0% lower over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Home values center near $444,700, an affordability ratio of 5.4×. About 29% have a four-year degree. About 24,442 people live here, median age 44. 70% of housing is owner-occupied. The demographic-stress sub-score lands at 38/100. Roughly 15.8% live below the poverty line. The vacancy rate is 7.1%. There are about 10,677 housing units across 95503. Rent burden reaches 48% of tenant households. At $76,708, median income runs near typical U.S. levels.
Overall, 95503 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 95503 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 95503's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 95503 shows as blanks, never estimates, and the score updates on every fresh public filing.
95503's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 95503 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 95503 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
95503 at a glance
The live 95503 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Humboldt County ZIPs near 95503
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Further distress data across Humboldt County, California at ZIP, county and state level.
Open the complete 95503 acquisition file
See who owns each distressed property in 95503, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology