ZIP 95536 Property Distress & Foreclosure Data

In Humboldt County, California, ZIP 95536 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 50 and live distress 3 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (86/100)). Its standout signals are structural risk (50/100), institutional ownership (21/100), construction/permit lag (16/100). On the quiet end sit construction/permit lag (16/100) and mortgage stress (10/100).

The peak-phase market in 95536 posted values that rose 1.2% over the year, and 22% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 3,360 with a median age of 46. 9.7% of residents fall below the poverty threshold. Home values center near $566,000, an affordability ratio of 8.6× — stretched. Owners hold 63% of homes, renters 37%. Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 24% bachelor's-or-above. There are about 1,610 housing units across 95536. DLRadar's demographic-stress index for the area reads 50/100. Median household income is $66,563, below the U.S. median near $78,000. Rent burden reaches 59% of tenant households.

On the whole, 95536 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.