ZIP 95562 Property Distress & Foreclosure Data

ZIP code 95562 in Humboldt County, California carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (50/100), institutional ownership (21/100), construction/permit lag (16/100). By contrast, construction/permit lag (16/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (86/100). On the structural side it scores 50/100, with 3/100 of stress already active.

The market reads peak — home values rose 1.2% year on year, and 2% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

At $45,801, median income runs below typical U.S. levels. About 3,384 people live here, median age 32. The poverty rate is 12.7%. The ZIP holds roughly 1,694 housing units. 60% of housing is owner-occupied. Around 10% of adults hold a bachelor's degree or higher. Around 69% of renters are cost-burdened. The demographic-stress sub-score lands at 48/100. The vacancy rate is 13.8% — elevated. The typical home is worth about $305,000 (6.8× income).

Net-net, 95562 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.