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ZIP 95562 Foreclosure, Tax-Lien & Distress Report

Humboldt County, California · High Vacancy market

DLRadar grades ZIP 95562 (Humboldt County, California) at a low 27/100 for overall property distress. What sets it apart are the readings on construction/permit lag (61/100), structural risk (61/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (10/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (87/100). Structural exposure scores 61 and live distress 3 on the 0–100 scale.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 2% higher over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $45,801, below the U.S. median near $78,000. 3,384 residents call 95562 home, typically aged 32. 12.7% of residents fall below the poverty threshold. The ZIP holds roughly 1,694 housing units. The tenure split is 60% owner-occupied to 40% rented. About 10% have a four-year degree. Rent burden reaches 69% of tenant households. On demographic stress specifically, 95562 scores 48/100. The vacancy rate is 13.8% — elevated. A median home runs $305,000 here, or 6.8 times local income.

On the whole, 95562 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 95562 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 95562's 27/100 can be lined up against any neighbor in Humboldt County, California or any ZIP coast to coast. Sparse data for 95562 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 95562 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. Treat 95562 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

27/100
Composite stress
61/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 95562

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk96
95562 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 95562 distress snapshot

95562 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Humboldt County ZIPs near 95562

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