ZIP 95570 Property Distress & Foreclosure Data

Humboldt County, California's ZIP 95570 registers 22/100 composite distress, which DLRadar reads as low. Structural risk reads 50/100 against active distress of 3/100. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (86/100). The most distinctive pressure shows up in structural risk (50/100), institutional ownership (21/100), construction/permit lag (16/100). construction/permit lag (16/100) and mortgage stress (10/100) stay muted.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 36% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 70% owner-occupied to 30% rented. A median home runs $635,400 here, or 8.3 times local income. On demographic stress specifically, 95570 scores 48/100. Vacancy runs 27.0%, above the national norm and a classic distress-and-opportunity signal. There are about 1,556 housing units across 95570. About 58% have a four-year degree. Rent burden reaches 65% of tenant households. Roughly 15.5% live below the poverty line. 2,480 residents call 95570 home, typically aged 48. Households earn a median $72,143 — near the roughly $78,000 national figure.

Taken together, 95570 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.