ZIP 95525 Property Distress & Foreclosure Data

Humboldt County, California's ZIP 95525 registers 22/100 composite distress, which DLRadar reads as low. Structural exposure scores 50 and live distress 3 on the 0–100 scale. The most distinctive pressure shows up in structural risk (50/100), institutional ownership (21/100), construction/permit lag (16/100). construction/permit lag (16/100) and mortgage stress (10/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (86/100).

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 6% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,443 residents call 95525 home, typically aged 57. A median home runs $478,600 here, or 7.5 times local income. There are about 895 housing units across 95525. Households earn a median $65,250 — below the roughly $78,000 national figure. Vacancy runs 14.8%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 95525 scores 46/100. Roughly 21.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 46% of tenant households. The tenure split is 54% owner-occupied to 46% rented. About 37% have a four-year degree.

Taken together, 95525 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

22/100
Composite stress
50/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 95525

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk96
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Humboldt County

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