ZIP 95519 Property Distress & Foreclosure Data

DLRadar grades ZIP 95519 (Humboldt County, California) at a low 22/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (86/100). On the structural side it scores 50/100, with 3/100 of stress already active. Property-level stress concentrates in structural risk (50/100), institutional ownership (21/100), construction/permit lag (16/100). construction/permit lag (16/100) and mortgage stress (10/100) stay muted.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 7% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 14.0% live below the poverty line. Around 54% of renters are cost-burdened. About 38% have a four-year degree. The tenure split is 61% owner-occupied to 39% rented. On demographic stress specifically, 95519 scores 42/100. 18,792 residents call 95519 home, typically aged 40. Households earn a median $66,687 — below the roughly $78,000 national figure. The ZIP holds roughly 8,152 housing units. The vacancy rate is 8.4%. A median home runs $469,400 here, or 6.5 times local income.

Overall, 95519 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.