ZIP 95537 Property Distress & Foreclosure Data

DLRadar grades ZIP 95537 (Humboldt County, California) at a low 22/100 for overall property distress. Property-level stress concentrates in structural risk (50/100), institutional ownership (21/100), construction/permit lag (16/100). construction/permit lag (16/100) and mortgage stress (10/100) stay muted. On the structural side it scores 50/100, with 3/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (86/100).

Prices here sit in a peak phase: values rose 1.2% over the trailing year (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $76,116 — near the roughly $78,000 national figure. On demographic stress specifically, 95537 scores 43/100. Roughly 52.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 0% of renters are cost-burdened. The tenure split is 33% owner-occupied to 67% rented. The vacancy rate is 0.0%. About 18% have a four-year degree. A median home runs $435,500 here, or 4.7 times local income. The ZIP holds roughly 168 housing units. 512 residents call 95537 home, typically aged 26.

Taken together, 95537 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.