ZIP 95551 Foreclosure, Tax-Lien & Distress Report
Humboldt County, California · High Vacancy market
DLRadar grades ZIP 95551 (Humboldt County, California) at a low 26/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (89/100). Structurally it carries 59/100, against 3/100 of stress already in motion. Its standout signals are structural risk (59/100), construction/permit lag (51/100), institutional ownership (22/100). By contrast, institutional ownership (22/100) and mortgage stress (10/100) register low.
The peak-phase market in 95551 posted values that held roughly flat over the year, and 10% higher over three years (phase confidence 12/100). Topping markets hide individual distress behind strong averages.
On demographic stress specifically, 95551 scores 40/100. Vacancy runs 12.5%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 7.3% — low. Around 36% of renters are cost-burdened. Median household income is $73,472, near the U.S. median near $78,000. Around 35% of adults hold a bachelor's degree or higher. The ZIP holds roughly 792 housing units. A median home runs $558,100 here, or 6.4 times local income. 1,870 residents call 95551 home, typically aged 36. Owners hold 46% of homes, renters 54%.
Net-net, 95551 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 95551 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 95551 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95551 can be compared directly against any other ZIP in Humboldt County, California or nationwide. Sparse data for 95551 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 26/100 for 95551 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 95551 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 95551 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 95551 by the numbers
Current distress, phase, housing and lender-pressure figures for 95551, drawn from the same report attached to each property.
Nearby ZIPs in Humboldt County
Nearest ZIP codes to 95551
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring California distress
Other reports tied to Humboldt County, California — ZIP, county and statewide.
The complete 95551 distress and acquisition report
Open 95551 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology