ZIP 95551 Property Distress & Foreclosure Data

Composite property distress in 95551 (Humboldt County, California) lands at 22/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (86/100)). On the structural side it scores 50/100, with 3/100 of stress already active. The sharpest non-environmental signals are structural risk (50/100), institutional ownership (21/100), construction/permit lag (16/100). On the quiet end sit construction/permit lag (16/100) and mortgage stress (10/100).

The peak-phase market in 95551 posted values that rose 1.2% over the year, and 10% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 40/100. The vacancy rate is 12.5% — elevated. 7.3% of residents fall below the poverty threshold. Around 36% of renters are cost-burdened. Median household income is $73,472, near the U.S. median near $78,000. Educational attainment sits at 35% bachelor's-or-above. The ZIP holds roughly 792 housing units. Home values center near $558,100, an affordability ratio of 6.4×. Population is roughly 1,870 with a median age of 36. Owners hold 46% of homes, renters 54%.

On the whole, 95551 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.