ZIP 95554 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 95554 (Humboldt County, California) returns a low composite of 27/100. Structural risk reads 61/100 against active distress of 3/100. The sharpest non-environmental signals are construction/permit lag (61/100), structural risk (61/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (10/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (87/100).

The market reads peak — home values held roughly flat year on year, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 17.3%, above the national norm and a classic distress-and-opportunity signal. Owners hold 53% of homes, renters 47%. Population is roughly 352 with a median age of 39. Rent burden reaches 0% of tenant households. There are about 167 housing units across 95554. Around 18% of adults hold a bachelor's degree or higher. The typical home is worth about $594,800 (11.7× income, severely stretched). At $36,964, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 52/100. The poverty rate is 34.7% — high, a tax-stress and distress correlate.

Net-net, 95554 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 95554 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 95554's 27/100 can be lined up against any neighbor in Humboldt County, California or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 95554 reflects the current record instead of a stale or modeled snapshot.

Behind 95554's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 95554 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.