ZIP 95565 Foreclosure, Tax-Lien & Distress Report
Humboldt County, California · High Vacancy market
ZIP 95565's composite property-distress score is 27/100 - DLRadar classes that as low for Humboldt County, California. Structural exposure scores 61 and live distress 3 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (87/100)). The sharpest non-environmental signals are construction/permit lag (61/100), structural risk (61/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (10/100) stay muted.
The market reads peak — home values held roughly flat year on year, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.
Population is roughly 891 with a median age of 37. Vacancy runs 24.6%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 366 housing units. Around 25% of adults hold a bachelor's degree or higher. Home values center near $364,600, an affordability ratio of 4.0× — accessible. Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 50% owner-occupied to 50% rented. DLRadar's demographic-stress index for the area reads 34/100. Around 34% of renters are cost-burdened. Median household income is $88,281, above the U.S. median near $78,000.
Net-net, 95565 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 95565 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 95565's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 95565 shows blanks, not estimates, wherever the record is sparse.
Behind 95565's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 95565 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 95565
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 95565 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 95565, drawn from the same report attached to each property.
Humboldt County ZIPs near 95565
More distress data near 95565
Related ZIP, county and statewide reads linked to Humboldt County, California.
Get the full acquisition report for 95565
See who owns each distressed property in 95565, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology