ZIP 95565 Property Distress & Foreclosure Data

Composite property distress in 95565 (Humboldt County, California) lands at 22/100 — low on DLRadar's public-record scoring. Structural exposure scores 50 and live distress 3 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (86/100). The sharpest non-environmental signals are structural risk (50/100), institutional ownership (21/100), construction/permit lag (16/100). By contrast, construction/permit lag (16/100) and mortgage stress (10/100) register low.

The market reads peak — home values rose 1.2% year on year, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 891 people live here, median age 37. Vacancy runs 24.6%, above the national norm and a classic distress-and-opportunity signal. There are about 366 housing units across 95565. Around 25% of adults hold a bachelor's degree or higher. The typical home is worth about $364,600 (4.0× income, relatively affordable). The poverty rate is 6.5% — low. 50% of housing is owner-occupied. The demographic-stress sub-score lands at 34/100. Rent burden reaches 34% of tenant households. At $88,281, median income runs above typical U.S. levels.

Net-net, 95565 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.