ZIP 95589 Property Distress & Foreclosure Data

Humboldt County, California's ZIP 95589 registers 22/100 composite distress, which DLRadar reads as low. Structural risk reads 49/100 against active distress of 3/100. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (85/100). The most distinctive pressure shows up in structural risk (49/100), institutional ownership (20/100), construction/permit lag (16/100). By contrast, construction/permit lag (16/100) and mortgage stress (10/100) register low.

The market reads peak — home values rose 1.2% year on year, and 13% lower over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 44.3%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 58/100. About 1,467 people live here, median age 49. There are about 1,104 housing units across 95589. Around 13% of adults hold a bachelor's degree or higher. Rent burden reaches 50% of tenant households. The typical home is worth about $450,000 (9.7× income, severely stretched). The poverty rate is 27.0% — high, a tax-stress and distress correlate. 79% of housing is owner-occupied. At $45,074, median income runs below typical U.S. levels.

Net-net, 95589 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.