ZIP 95432 Property Distress & Foreclosure Data

In Mendocino County, California, ZIP 95432 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (53/100), construction/permit lag (38/100), institutional ownership (19/100). construction/permit lag (38/100) and institutional ownership (19/100) stay muted. The latent-versus-live split is 53/100 structural and 0/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (82/100).

Prices here sit in a peak phase: values rose 1.2% over the trailing year (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

771 residents call 95432 home, typically aged 62. The tenure split is 69% owner-occupied to 31% rented. On demographic stress specifically, 95432 scores 31/100. Around 32% of renters are cost-burdened. The vacancy rate is 24.9% — elevated. The ZIP holds roughly 398 housing units. Roughly 28.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $773,700 here. About 50% have a four-year degree.

Taken together, 95432 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.