ZIP 95432 Foreclosure, Tax-Lien & Distress Report
Mendocino County, California · High Vacancy market
Mendocino County, California's ZIP 95432 registers 30/100 composite distress, which DLRadar reads as moderate. What sets it apart are the readings on construction/permit lag (100/100), structural risk (69/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100). Structural risk reads 69/100 against active distress of 0/100. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (81/100)).
Prices here sit in a peak phase: values held roughly flat over the trailing year (phase confidence 12/100). Topping markets hide individual distress behind strong averages.
About 771 people live here, median age 62. The tenure split is 69% owner-occupied to 31% rented. On demographic stress specifically, 95432 scores 31/100. Around 32% of renters are cost-burdened. Vacancy runs 24.9%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 398 housing units. The poverty rate is 28.6% — high, a tax-stress and distress correlate. A median home runs $773,700 here. About 50% have a four-year degree.
On the whole, 95432 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 95432 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 95432 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 95432 shows blanks, not estimates, wherever the record is sparse.
The 30/100 for 95432 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 95432 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 95432’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 95432 distress snapshot
A live read on 95432: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Get the full acquisition report for 95432
See who owns each distressed property in 95432, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology