ZIP 95432 Foreclosure, Tax-Lien & Distress Report

Mendocino County, California's ZIP 95432 registers 30/100 composite distress, which DLRadar reads as moderate. What sets it apart are the readings on construction/permit lag (100/100), structural risk (69/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100). Structural risk reads 69/100 against active distress of 0/100. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (80/100)).

Prices here sit in a peak phase: values held roughly flat over the trailing year (phase confidence 12/100). Topping markets hide individual distress behind strong averages.

About 771 people live here, median age 62. The tenure split is 69% owner-occupied to 31% rented. On demographic stress specifically, 95432 scores 51/100. Around 32% of renters are cost-burdened. Vacancy runs 24.9%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 398 housing units. The poverty rate is 28.6% — high, a tax-stress and distress correlate. A median home runs $773,700 here. About 50% have a four-year degree.

On the whole, 95432 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 95432 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 95432 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 95432 shows blanks, not estimates, wherever the record is sparse.

The 30/100 for 95432 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 95432 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.